Information for Insurance Agencies

Unlike many workers’ comp safety groups, you retain ownership of the accounts you place in the HOTComp group. You’ll also:

  • Increase your retention. Typically, accounts in safety groups have significantly higher retention rates.
  • Earn your full commission, plus the premium on group business counts toward your agency contingencies.
  • Provide your customer with the opportunity to earn group dividends in addition to any individual dividends they may earn from Texas Mutual.
  • Offer your clients an additional 12% discount with Texas Mutual’s workers’ comp health care network.

To place an account into the group, simply submit a workers’ comp application directly to Texas Mutual Insurance Company and ask them to quote it through the HOTComp group. Or submit your quote online at Many accounts may be quoted online in minutes.