Policy Holder Benefits

Why buy workers’ comp insurance through
the HOTComp program?

Not only will you save money, you’ll also receive a host of benefits that add up to major long-term savings for your business:

  • Lower overall premiums based on group discounts up to 11%
  • Proven history of both individual and group dividend payouts*
  • An additional 12% discount with the workers’ comp health care network
  • Industry-specific loss prevention services and access to the online Texas Mutual Safety Resource Center.
  • Expert claim and medical cost containment

*Dividends are based on performance, are not guaranteed and must be approved by the Texas Department of Insurance.